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Risk Control
Property
CNA property risk control works with our policyholders to eliminate or reduce the frequency and severity of property losses. Qualified surveyors inspect sites, identifying and analysing risk control measures that will reduce policyholders’ exposures to fire, theft, malicious damage, windstorm, flood and similar hazards.
Fire protection systems are assessed and tested. Fire detection systems and the construction of buildings are examined and physical security arrangements are closely inspected. Management controls are audited to ensure correct functioning.
We also analyse the business interruption exposure. This includes identifying bottlenecks in production, critical equipment that may take months to replace and interdependencies among the policyholder’s business and its suppliers and customers.
For investments by the policyholder, we will help produce protection plans, and will review proposed building and fire protection plans, to ensure correct protection.
Casualty
CNA casualty risk control examines the exposures of our policyholders’ businesses to employers’ and public liabilities, and to product liabilities arising from sales. Liability exposure exists in every part of a business and, in a culture of increasing compensation litigation, policyholders need a comprehensive risk management programme. Our experienced surveyors work with policyholders to establish such programmes, designed to minimise risk and ensure compliance with statutory duties.
Cargo
CNA marine risk control assesses and reduces the risks to goods in transit.
This primarily means safe warehousing and storage, so our work assists with the identification and analysis of storage and transit hazards such as theft, fire, arson, and wet and accidental damage. We also examine packaging, handling and storage techniques, and we study the selection process for hauliers.
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